{"id":1105,"date":"2026-07-06T07:25:56","date_gmt":"2026-07-06T07:25:56","guid":{"rendered":"https:\/\/skyworlds.co.in\/?page_id=1105"},"modified":"2026-08-02T20:26:15","modified_gmt":"2026-08-02T20:26:15","slug":"bob","status":"publish","type":"page","link":"https:\/\/skyworlds.co.in\/index.php\/bob\/","title":{"rendered":"BOB"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1105\" class=\"elementor elementor-1105\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44c3bfc e-grid e-con-boxed e-con e-parent\" data-id=\"44c3bfc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ddd20c elementor-widget elementor-widget-text-editor\" data-id=\"8ddd20c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1>Bank of Baroda Easy Credit Card\u00a0<\/h1><p><img decoding=\"async\" class=\"size-medium wp-image-1107 aligncenter\" src=\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-300x157.jpeg\" alt=\"\" width=\"300\" height=\"157\" srcset=\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-300x157.jpeg 300w, https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-1024x536.jpeg 1024w, https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-768x402.jpeg 768w, https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-600x314.jpeg 600w, https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><strong>Referral Reward: \u20b91350\u00a0<\/strong><\/p><p>\u00a0<\/p><p style=\"text-align: center;\"><strong><a class=\"wp-block-button__link has-theme-3-background-color has-background wp-element-button\" style=\"border-style: none; border-width: 0px; border-top-left-radius: 10px; border-top-right-radius: 10px; border-bottom-left-radius: 10px; border-bottom-right-radius: 10px; box-shadow: var(--wp--preset--shadow--natural);\" href=\"https:\/\/skyworlds.co.in\/index.php\/bob-form\/\">Sell Now<\/a><\/strong><\/p><p>\u00a0<\/p><p>\u00a0<\/p><h4>Incentive Structure<\/h4><ul><li>NTB (New-to-Bank) Card Approval: \u20b91350<\/li><li>ETB (Existing-to-Bank) Card Approval: \u20b9200<\/li><\/ul><hr \/><h3>How to Earn<\/h3><h4>Program Objective<\/h4><p>Refer eligible customers for the Bank of Baroda Easy Credit Card and receive rewards after successful application verification.<\/p><h4>Special Promotional Offer<\/h4><p>The card may be available as a <strong>Lifetime Free (LTF)<\/strong> card under specific promotional campaigns, meaning eligible customers can enjoy the card without joining or annual fees for the offer period. Terms and availability are determined by the bank.<\/p><h4>Important Note<\/h4><p>Applications categorized under specific internal bank conversion or upgrade programs may not qualify for referral incentives.<\/p><hr \/><h2>Application Process<\/h2><h3>Step 1: Share the Referral Link<\/h3><p>Send your referral link to interested customers through WhatsApp, SMS, email, or other communication channels.<\/p><h3>Step 2: Customer Registration<\/h3><p>The customer opens the referral link and enters the required basic information.<\/p><h3>Step 3: Complete the Credit Card Application<\/h3><p>The applicant provides:<\/p><h4>Personal Information<\/h4><ul><li>Full name<\/li><li>Mobile number<\/li><li>Email address<\/li><li>Date of birth<\/li><li>Residential address<\/li><li>City and PIN code<\/li><\/ul><h4>Verification Process<\/h4><ul><li>Accept terms and conditions<\/li><li>Generate and verify OTP<\/li><li>Complete identity verification requirements<\/li><\/ul><h4>Employment and Financial Information<\/h4><ul><li>Occupation details<\/li><li>Income details<\/li><li>Existing banking and credit card relationships (if applicable)<\/li><\/ul><h4>Aadhaar-Based Authentication<\/h4><ul><li>Enter Aadhaar-related details as requested<\/li><li>Complete OTP verification<\/li><li>Proceed with electronic signing where required<\/li><\/ul><h4>Additional Information<\/h4><ul><li>Marital status<\/li><li>Educational qualification<\/li><li>Family details<\/li><li>Contact information<\/li><\/ul><h4>Optional Features<\/h4><ul><li>Select add-on card preferences if desired<\/li><\/ul><h4>Document Upload<\/h4><p>Upload the required supporting documents, including:<\/p><ul><li>Photograph<\/li><li>Income proof<\/li><li>Address proof<\/li><li>Other requested KYC documents<\/li><\/ul><h4>Final Verification<\/h4><ul><li>Accept all declarations and terms<\/li><li>Complete Aadhaar-based e-signature<\/li><li>Successfully finish Video KYC<\/li><\/ul><h4>Reward Credit<\/h4><p>Referral incentives are processed only after successful application verification and approval.<\/p><hr \/><h3>Customer Eligibility<\/h3><p>Applicants should generally meet the following criteria:<\/p><h4>Age Requirements<\/h4><p><strong>Salaried Individuals<\/strong><\/p><ul><li>21 to 60 years<\/li><\/ul><p><strong>Self-Employed Individuals<\/strong><\/p><ul><li>24 to 65 years<\/li><\/ul><h3>Income Requirements<\/h3><h4><strong>Salaried Applicants<\/strong><\/h4><ul><li>Annual income of approximately \u20b93.6 lakh or more<\/li><\/ul><h4><strong>Self-Employed Applicants<\/strong><\/h4><ul><li>Annual income of approximately \u20b94.8 lakh or more<\/li><\/ul><h4>Credit Profile<\/h4><ul><li>No significant payment defaults reported during the previous 12 months<\/li><li>Healthy credit history preferred<\/li><\/ul><hr \/><h3>Product Overview<\/h3><p>The Bank of Baroda Easy Credit Card is designed for everyday spending needs. It is suitable for customers seeking a straightforward credit card with rewards on routine purchases, shopping, entertainment, and household expenses.<\/p><hr \/><h3>Customer Benefits<\/h3><p>Cardholders may enjoy benefits such as:<\/p><ul><li>Enhanced rewards on selected shopping and entertainment categories<\/li><li>Reward points on general spending transactions<\/li><li>Flexible EMI conversion options on eligible purchases<\/li><li>Reward redemption opportunities through the bank&#8217;s rewards program<\/li><li>Savings and offers across participating merchants<\/li><\/ul><hr \/><h3>Common Reasons for Rejection<\/h3><p>Applications may be declined due to:<\/p><ul><li>Incomplete application details<\/li><li>Incorrect or mismatched KYC information<\/li><li>Income below eligibility requirements<\/li><li>Unsatisfactory credit history or payment records<\/li><li>Failure to activate the approved card<\/li><li>Verification discrepancies during the review process<\/li><\/ul><hr \/><h3>Ideal Customer Profile<\/h3><p>The most suitable prospects include:<\/p><ul><li>First-time credit card applicants<\/li><li>Individuals looking for a simple, easy-to-manage credit card<\/li><li>Customers interested in shopping and entertainment rewards<\/li><li>Applicants with stable income and good repayment history<\/li><li>Individuals seeking low-cost or fee-waiver credit card options<\/li><\/ul><hr \/><h3>Referral Best Practices<\/h3><ul><li>Verify all applicant information before submission.<\/li><li>Ensure documents are clear and valid.<\/li><li>Guide customers through every verification step.<\/li><li>Encourage timely completion of Video KYC.<\/li><li>Follow up until approval and card activation are completed.<\/li><\/ul><p>\u00a0<\/p><div class=\"wp-block-button is-style-fill\" style=\"text-align: center;\"><strong><a class=\"wp-block-button__link has-theme-3-background-color has-background wp-element-button\" style=\"border-style: none; border-width: 0px; border-top-left-radius: 10px; border-top-right-radius: 10px; border-bottom-left-radius: 10px; border-bottom-right-radius: 10px; box-shadow: var(--wp--preset--shadow--natural);\" href=\"https:\/\/skyworlds.co.in\/index.php\/bob-form\/\">Sell Now<\/a><\/strong><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bank of Baroda Easy Credit Card\u00a0 Referral Reward: \u20b91350\u00a0 \u00a0 Sell Now \u00a0 \u00a0 Incentive Structure NTB (New-to-Bank) Card Approval: \u20b91350 ETB (Existing-to-Bank) Card Approval: \u20b9200 How to Earn Program Objective Refer eligible customers for the Bank of Baroda Easy Credit Card and receive rewards after successful application verification. Special Promotional Offer The card may [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1105","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BOB - SKYWORLDS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skyworlds.co.in\/index.php\/bob\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BOB - SKYWORLDS\" \/>\n<meta property=\"og:description\" content=\"Bank of Baroda Easy Credit Card\u00a0 Referral Reward: \u20b91350\u00a0 \u00a0 Sell Now \u00a0 \u00a0 Incentive Structure NTB (New-to-Bank) Card Approval: \u20b91350 ETB (Existing-to-Bank) Card Approval: \u20b9200 How to Earn Program Objective Refer eligible customers for the Bank of Baroda Easy Credit Card and receive rewards after successful application verification. Special Promotional Offer The card may [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skyworlds.co.in\/index.php\/bob\/\" \/>\n<meta property=\"og:site_name\" content=\"SKYWORLDS\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-02T20:26:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/\",\"url\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/\",\"name\":\"BOB - SKYWORLDS\",\"isPartOf\":{\"@id\":\"https:\/\/skyworlds.co.in\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-300x157.jpeg\",\"datePublished\":\"2026-07-06T07:25:56+00:00\",\"dateModified\":\"2026-08-02T20:26:15+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/skyworlds.co.in\/index.php\/bob\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage\",\"url\":\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg\",\"contentUrl\":\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/skyworlds.co.in\/index.php\/bob\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/skyworlds.co.in\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BOB\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/skyworlds.co.in\/#website\",\"url\":\"https:\/\/skyworlds.co.in\/\",\"name\":\"SKYWORLDS\",\"description\":\"India Digital Solution Pvt Ltd\",\"publisher\":{\"@id\":\"https:\/\/skyworlds.co.in\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/skyworlds.co.in\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/skyworlds.co.in\/#organization\",\"name\":\"SKYWORLDS\",\"url\":\"https:\/\/skyworlds.co.in\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/skyworlds.co.in\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2025\/09\/cropped-Studio-Project.png\",\"contentUrl\":\"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2025\/09\/cropped-Studio-Project.png\",\"width\":512,\"height\":512,\"caption\":\"SKYWORLDS\"},\"image\":{\"@id\":\"https:\/\/skyworlds.co.in\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BOB - SKYWORLDS","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skyworlds.co.in\/index.php\/bob\/","og_locale":"en_US","og_type":"article","og_title":"BOB - SKYWORLDS","og_description":"Bank of Baroda Easy Credit Card\u00a0 Referral Reward: \u20b91350\u00a0 \u00a0 Sell Now \u00a0 \u00a0 Incentive Structure NTB (New-to-Bank) Card Approval: \u20b91350 ETB (Existing-to-Bank) Card Approval: \u20b9200 How to Earn Program Objective Refer eligible customers for the Bank of Baroda Easy Credit Card and receive rewards after successful application verification. Special Promotional Offer The card may [&hellip;]","og_url":"https:\/\/skyworlds.co.in\/index.php\/bob\/","og_site_name":"SKYWORLDS","article_modified_time":"2026-08-02T20:26:15+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/","url":"https:\/\/skyworlds.co.in\/index.php\/bob\/","name":"BOB - SKYWORLDS","isPartOf":{"@id":"https:\/\/skyworlds.co.in\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage"},"image":{"@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage"},"thumbnailUrl":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM-300x157.jpeg","datePublished":"2026-07-06T07:25:56+00:00","dateModified":"2026-08-02T20:26:15+00:00","breadcrumb":{"@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skyworlds.co.in\/index.php\/bob\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/#primaryimage","url":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg","contentUrl":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2026\/07\/WhatsApp-Image-2026-07-05-at-10.37.33-PM.jpeg","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/skyworlds.co.in\/index.php\/bob\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skyworlds.co.in\/"},{"@type":"ListItem","position":2,"name":"BOB"}]},{"@type":"WebSite","@id":"https:\/\/skyworlds.co.in\/#website","url":"https:\/\/skyworlds.co.in\/","name":"SKYWORLDS","description":"India Digital Solution Pvt Ltd","publisher":{"@id":"https:\/\/skyworlds.co.in\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skyworlds.co.in\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skyworlds.co.in\/#organization","name":"SKYWORLDS","url":"https:\/\/skyworlds.co.in\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skyworlds.co.in\/#\/schema\/logo\/image\/","url":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2025\/09\/cropped-Studio-Project.png","contentUrl":"https:\/\/skyworlds.co.in\/wp-content\/uploads\/2025\/09\/cropped-Studio-Project.png","width":512,"height":512,"caption":"SKYWORLDS"},"image":{"@id":"https:\/\/skyworlds.co.in\/#\/schema\/logo\/image\/"}}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/pages\/1105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/comments?post=1105"}],"version-history":[{"count":16,"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/pages\/1105\/revisions"}],"predecessor-version":[{"id":1669,"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/pages\/1105\/revisions\/1669"}],"wp:attachment":[{"href":"https:\/\/skyworlds.co.in\/index.php\/wp-json\/wp\/v2\/media?parent=1105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}