RBL Bank Shoprite LTF Credit Card Referral Program
Maximum Referral Earnings : ₹1300
Incentive Structure
- Lifetime Free Credit Card Approval: ₹1300
- ETB (Existing-to-Bank) Card Approval: ₹200
How to Earn
Objective
Help eligible customers apply for the RBL Bank Shoprite Lifetime Free (LTF) Credit Card and receive referral rewards after successful verification.
Compliance Notice
Customer information obtained from bank databases or unauthorized sources must not be used for referrals. Any violation of referral guidelines may result in disqualification, penalties, or cancellation of incentives.
Step 1: Identify Eligible Customers
Before proceeding, ensure the applicant:
- Is between 21 and 60 years of age
- Has a monthly income of at least ₹18,000
- Maintains a healthy credit profile (credit score of 700+ is generally preferred)
- Has not applied for an RBL Bank credit card within the last six months
Step 2: Collect Required Documents
Ask the customer to keep the following documents ready:
- PAN Card
- Aadhaar Card linked to a mobile number
- Latest salary slip (for salaried applicants) or recent bank statement
Step 3: Complete the Application
Referral Submission Process
- Share the referral link through the Skyworlds platform or approved channel.
- The customer is redirected to the RBL Bank credit card application page.
- The applicant provides:
- Personal information
- Employment details
- Contact information
- Income details
- PAN information
- Upload all required documents for verification.
- The bank reviews the application and may contact the customer for additional verification.
- Upon approval, the credit card is dispatched to the customer’s registered address.
Customer Eligibility
Age
Applicants should generally be between 21 and 65 years of age.
Income
An annual income of approximately ₹3 lakh or more is recommended.
Employment Status
Open to both salaried and self-employed individuals.
Credit Profile
A credit score of 700 or above is preferred for better approval chances.
Product Overview
The RBL Bank Shoprite Credit Card is designed for customers who regularly spend on groceries, shopping, entertainment, and daily household purchases. Certain promotional offers may provide the card with a lifetime-free membership benefit, subject to eligibility and bank policies.
Key Benefits for Cardholders
Welcome Rewards
- Introductory reward points upon successful card activation.
Grocery Savings
- Accelerated reward points on grocery-related spending, subject to monthly limits.
Entertainment Benefits
- Discounts or cashback opportunities on movie ticket bookings through eligible partner platforms.
Everyday Spending Rewards
- Reward points on general retail purchases across various categories.
Fuel Benefits
- Waiver of fuel surcharge on eligible fuel transactions within specified limits.
Annual Fee Waiver
- Annual charges may be waived upon achieving the required spending threshold.
Reward Redemption
- Reward points can be redeemed through the bank’s rewards platform for eligible products, vouchers, or discounts.
Common Reasons for Rejection
Applications may be declined if:
- The credit card is approved but not activated by the customer
- Credit score or credit history does not meet eligibility requirements
- Income criteria are not satisfied
- Verification requirements remain incomplete
- Submitted information is inaccurate or inconsistent
Ideal Customer Profile
The most suitable prospects generally include:
- Salaried or self-employed individuals with stable income
- Customers maintaining a credit score above 700
- Applicants with complete KYC documentation
- Individuals who frequently spend on groceries and everyday purchases
- Customers looking for reward-based credit card benefits
Referral Best Practices
- Verify all customer information before submission.
- Ensure documents are clear and up to date.
- Submit applications only for genuinely interested customers.
- Encourage applicants to complete verification promptly.
- Track application status regularly until approval and activation.