INDIE Savings Account

Partner Reward up to ₹400

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How to Earn

Program Objective

Refer eligible customers to open an INDIE Savings Account, complete the required initial funding, and finish Video KYC to qualify for referral rewards.

Important Requirements

Before beginning the application, ensure the customer:

• Is a new customer and does not already have an IndusInd Bank account.
• Completes the entire application in one continuous session.
• Makes a minimum one-time deposit of ₹10,000 during account opening.
• Successfully completes Video KYC.
• Uses only one device for the account opening process.

Account Opening Process

Step 1: Share Your Referral Link

Send your referral link to the customer and ask them to begin the application using that link.

Step 2: Verify Mobile Number

The customer should:

• Enter their registered mobile number.
• Verify it using the OTP received.

Step 3: Submit Identity Details

Applicants need to provide:

• Aadhaar Number
• PAN Card Number

Complete identity verification through OTP authentication.

Step 4: Install and Access the INDIE App

Download the official INDIE mobile application and continue the account opening process.

Step 5: Choose an Account Variant

Select the preferred savings account option available in the application.

Step 6: Set Up Digital Access

Create a secure MPIN to enable digital banking and future account access.

Step 7: Review Information

Carefully verify all personal and banking details before submitting the application.

Step 8: Fund the Account

Deposit a minimum of ₹10,000 into the new savings account as part of the activation process.

Step 9: Complete Video KYC

Finish the mandatory Video KYC process to activate the account.

Documents Required

Applicants should keep the following ready:

• PAN Card
• Aadhaar Card

Customer Eligibility

Applicants generally should meet the following requirements:

• Minimum age of 18 years
• Indian resident
• Salaried individual or applicant with an annual income of ₹2.5 lakh or above
• Valid PAN Card and Aadhaar Card
• Aadhaar-linked mobile number
• Eligible to complete Video KYC

Final approval is subject to the bank’s verification and internal eligibility criteria.

Product Overview

The INDIE Savings Account is a digital savings account offered by IndusInd Bank. It provides a convenient paperless banking experience with digital onboarding, mobile banking services, online fund transfers, and modern account management features.

Key Customer Benefits

Attractive Savings Returns

• Earn competitive interest on eligible savings balances according to the bank’s prevailing rates.

Lifestyle Offers

• Access selected lifestyle and entertainment offers available to eligible account holders.

International Debit Card Benefits

• Enjoy eligible debit card privileges, including international usage where applicable.

Digital Banking

• Fully digital account opening process.
• Convenient mobile banking and account management.
• Secure online transactions and fund transfers.

Paperless Experience

• Quick onboarding with minimal paperwork.
• Easy account access through the INDIE mobile app.

Common Reasons for Application Rejection

Applications may not qualify if:

• The onboarding journey is not successfully tracked.
• The account opening process is left incomplete.
• Video KYC is not completed.
• The mandatory ₹10,000 initial deposit is not made.
• The applicant already has an IndusInd Bank account.
• Information provided during the application is incorrect or inconsistent.

Ideal Customer Profile

This savings account is suitable for:

• First-time IndusInd Bank customers
• Salaried professionals
• Young professionals
• Individuals seeking a digital savings account
• Customers comfortable with mobile banking
• Users looking for a paperless banking experience

Referral Best Practices

• Confirm the customer is a new IndusInd Bank user before starting.
• Ensure the application is completed in one uninterrupted session.
• Verify that all PAN and Aadhaar details are accurate.
• Remind the customer to deposit the required ₹10,000 during account opening.
• Help them complete Video KYC without interruption.
• Follow up until the account is successfully opened and verified to maximize referral success.